THE BUYING PROCESS
CHOOSING THE RIGHT AGENT
Buying a home can be exciting, but also an intimidating process for some. A Sutton Quantum Real Estate Agent can provide you with expert advice and guidance throughout the buying process to ensure a smooth experience for you and your family.
Our buying guide is a great overview of the process and will help answer some questions you may have. It outlines important information to help you find your perfect home while avoiding some costly pitfalls.
BUDGET
Buying a home is one of the biggest decisions you’ll ever make. It’s important to figure out how much you can afford to spend before you start looking for a home.
GET PRE-APPROVED
If you need to borrow money for your purchase, it’s very important to be pre-approved for a mortgage before you start looking for a home.
COST OF OWNERSHIP
Your mortgage payment will probably be the biggest expense, but there are other costs you should be aware of. You don’t want any unpleasant surprises!
WHAT IS CMHC?
Canada Mortgage and Housing Corporation (CMHC) is Canada’s national housing agency. It is a Crown corporation with the goal to make housing affordable for everyone in Canada. For more information visit cmhc-schl.gc.ca
HOME TYPE
Whether you’re building a home from the ground up or giving new life to a home previously loved by others, a Sutton Quantum agent can help find the right home to meet your needs.
DETACHED
HOME
SEMI-DETACHED
HOME
DUPLEX
TOWNHOUSE
CONDO
VIEWINGS
Viewing a property for the first time can be daunting and exciting at the same time. Here are some things you should consider when viewing a property.
HOW'S THE NEIGHBOURHOOD
PHOTOS VS. REALITY
NEEDS/WANTS CHECKLIST
CAN YOU SEE YOURSELF LIVING HERE?
MAKING AN OFFER
Key elements to an offer:
DEPOSIT
IRREVOCABLE DATE
COMPLETION DATE
REQUISITION DATE
CHATTELS AND FIXTURES
CLOSING &
MOVING DAY!
CONGRATULATIONS!
your offer has been accepted! What’s next?
DEPOSIT • REMOVE CONDITIONS
AMENDMENTS • CHANGE YOUR ADDRESS!
CLOSING COSTS • LAND TRANSFER TAX
LEGAL FEES & DISBURSEMENTS
THERE MAY BE OTHER COSTS APPLICABLE TO YOUR PURCHASE. REQUEST OUR BUYER'S GUIDE TO LEARN ABOUT THEM.
LET US HELP YOU FIND YOUR NEXT HOME
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